.section-intro {
  text-align: center;
  max-width: 900px;
  margin: 0 auto 40px;
  color: #5a5a5a;
  font-size: 16px;
  line-height: 1.85;
}

.card {
  transition: all 0.4s cubic-bezier(0.4, 0, 0.2, 1);
}

.card:hover {
  transform: translateY(-8px) scale(1.02);
}

.card-img {
  transition: transform 0.4s ease;
}

.card:hover .card-img {
  transform: scale(1.05);
}

.btn {
  position: relative;
  overflow: hidden;
}

.btn::before {
  content: '';
  position: absolute;
  top: 50%;
  left: 50%;
  width: 0;
  height: 0;
  border-radius: 50%;
  background: rgba(255, 255, 255, 0.2);
  transform: translate(-50%, -50%);
  transition: width 0.6s, height 0.6s;
}

.btn:hover::before {
  width: 300px;
  height: 300px;
}

.compare-table tbody tr {
  transition: all 0.3s ease;
}

.compare-table tbody tr:hover {
  transform: scale(1.01);
  box-shadow: 0 4px 12px rgba(0, 0, 0, 0.08);
}

.news-item {
  border-left: 4px solid transparent;
  transition: all 0.35s ease;
}

.news-item:hover {
  border-left-color: #1a5490;
  transform: translateX(5px);
}

.faq-question {
  position: relative;
}

.faq-question::before {
  content: '';
  position: absolute;
  left: 0;
  top: 0;
  width: 4px;
  height: 0;
  background: #1a5490;
  transition: height 0.3s ease;
}

.faq-item.active .faq-question::before {
  height: 100%;
}

.hero::before {
  content: '';
  position: absolute;
  top: 0;
  left: 0;
  right: 0;
  bottom: 0;
  background: radial-gradient(circle at 30% 50%, rgba(255, 255, 255, 0.1) 0%, transparent 50%);
  pointer-events: none;
  z-index: 1;
}

@keyframes fadeInUp {
  from {
    opacity: 0;
    transform: translateY(30px);
  }
  to {
    opacity: 1;
    transform: translateY(0);
  }
}

.card {
  animation: fadeInUp 0.6s ease-out backwards;
}

.card:nth-child(1) { animation-delay: 0.1s; }
.card:nth-child(2) { animation-delay: 0.2s; }
.card:nth-child(3) { animation-delay: 0.3s; }
.card:nth-child(4) { animation-delay: 0.4s; }
.card:nth-child(5) { animation-delay: 0.5s; }
.card:nth-child(6) { animation-delay: 0.6s; }

.section-title {
  animation: fadeInUp 0.8s ease-out;
}

@media (max-width: 1024px) {
  .card-grid {
    grid-template-columns: repeat(2, 1fr);
  }
}

@media (max-width: 640px) {
  .hero {
    padding: 60px 0;
  }
  
  .hero h1 {
    font-size: 24px;
    line-height: 1.4;
  }
  
  .hero p {
    font-size: 15px;
  }
  
  .btn {
    padding: 11px 28px;
    font-size: 15px;
  }
  
  section {
    padding: 50px 0;
  }
  
  .section-title {
    font-size: 24px;
    margin-bottom: 35px;
  }
  
  .card-content {
    padding: 22px;
  }
  
  .card-title {
    font-size: 19px;
  }
  
  .card-desc {
    font-size: 14px;
  }
  
  .news-item, .faq-item {
    padding: 22px;
  }
  
  .about-content, .risk-content, .contact-content {
    padding: 25px 20px;
  }
}

.logo {
  transition: all 0.3s ease;
}

.logo:hover {
  transform: scale(1.05);
  text-shadow: 0 0 10px rgba(255, 255, 255, 0.5);
}

.footer-links a {
  transition: all 0.3s ease;
  display: inline-block;
}

.footer-links a:hover {
  transform: translateX(5px);
  color: #fff;
}

nav ul {
  transition: all 0.3s ease;
}

.hero-content {
  animation: fadeInUp 1s ease-out;
}

@media (prefers-reduced-motion: reduce) {
  *,
  *::before,
  *::after {
    animation-duration: 0.01ms !important;
    animation-iteration-count: 1 !important;
    transition-duration: 0.01ms !important;
  }
}

:focus-visible {
  outline: 2px solid #1a5490;
  outline-offset: 2px;
}

.btn:focus-visible,
.faq-question:focus-visible {
  outline: 3px solid #1a5490;
  outline-offset: 3px;
}